Jewelry & High-Value Item Insurance
Policies to help individuals and businesses insure historic and valuable items including high-end artwork, heirloom items, collectables, antiques, and more.
Did you know?
70% of all Personal Property Claims involve jewelry or other high-value items.
Protect Your High-Value Items
High-value items are insured as part of the “personal property coverage” on a standard homeowner’s insurance policy but there are coverage limitations that rarely cover the full value of the item.
For example, on a typical homeowner’s policy jewelry is usually only covered up to $1,500 per item or $3,000 total value.
Most Valuable Articles Policies:
- Do not have a deductible.
- Insure breakage or damage to an article.
- Can be for specific amounts established by the appraisal.
- Insure for losing an item or mysterious disappearance.
High-Value Items Include:
Fine artwork & antiques
Jewelry, watches or furs
Wine, Stamps or coin collections
Firearms
Silver (including silverware), gold, bullion and currency
Collectables or other valuable articles
Additional Coverage
High-Value Home & Affluent Personal
Our experienced team will work with you to identify your unique set of risks to insure your valuables are protected.
Auto Insurance
Your car is a vital part of your daily life, so you need an auto insurance policy that protects you from where the road takes you.
Life Insurance
Protect & guarantee your loved ones are taken care of & have financial security should something happen to you.
